Financing with Our Dealership

Hyundai of Tracy takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Hyundai of Tracy Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Hyundai of Tracy can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Let the Finance Center at Hyundai Of Tracy be Your Guide to the Perfect Deal

Whether you choose a brand-new Hyundai model from our collection or one of our top-quality, used car, truck or SUV models, you can count on the team in our finance center to help you navigate the world of auto financing. We work with your specific needs and budget to find the payment plan you like, and we work with a number of financial institutions and banks throughout the Stockton CA, Dublin CA, Modesto CA, Fremont CA and Livermore CA area, to guide our customers to the perfect deal they can live with, every time.

Don't know whether to lease or get a car loan? We'll help you out here at Hyundai Of Tracy

Choosing between a lease and a car loan is a critical decision, but with the help of our finance team, we can make that decision simple for you here at Hyundai Of Tracy. For example, if you're looking to switch up your ride every few years, you might want to lease one of the new Hyundai models available at our dealership near Stockton CA, Dublin CA, Modesto CA, Fremont CA and Livermore CA. On the other hand, if you're the type that loves to drive your cars for the long haul, a car loan is undoubtedly the financing option for you.Whatever your choice, we'll make the process easy and streamlined for your convenience.

Take the Guesswork Out of Vehicle Financing with Hyundai Of Tracy

Browse the collections of available new and used models here at Hyundai Of Tracy. When you're ready to start the test drive and financing phase of your journey, visit us in Tracy. We look forward to helping you tailor your perfect payment plan and making the entire process painless and easier to understand. You can even get started online, before you even stop in, by filling out your application paperwork ahead of time using the convenient tools on our website. Fill it out soon and let's get started on your path towards a new vehicle.

Your privacy is important to us.

Hyundai of Tracy takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Hyundai of Tracy

    3480 Naglee Road
    Tracy, CA 95304-7304

    • Sales: 209-820-3550
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Get in Touch

  • Contact our Sales Department at: 209-820-3550
  • Monday8:30AM - 8:00PM
  • Tuesday8:30AM - 8:00PM
  • Wednesday8:30AM - 8:00PM
  • Thursday8:30AM - 8:00PM
  • Friday8:30AM - 8:00PM
  • Saturday8:30AM - 8:00PM
  • Sunday10:00AM - 7:00PM